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How much do ACH payments cost?

It's common to have confusing pricing in this industry. Heck, even discussing  interchange is a challenge, as it's just so complicated. That's why ACH payments are so nice - they're simple! Since ACH sales operate much differently than a credit transaction, they cost significantly less. There are no percentage fees on smaller sales under $2,500. It's possible to accept a million dollars a month in ACH transactions, with each transaction only having the 50¢ transaction fee applied.

There are potential fees you could see in rare circumstances - such as a fee for a rejected/returned payment, or dispute fees. In an ACH environment (and particularly, when dealing with established businesses) these fees are quite rare, and are the exception not the norm. 

Accepting ACH payments is a great way to reduce payment acceptance costs! You may wish to read about how ACH payments process, as they're different than credit cards. But for many organizations, costs will be significantly lower than credit cards.

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