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What happens if I'm not PCI Compliant?

If you are not PCI compliant you will see additional monthly costs, but more importantly your business is potentially liable for fines if you're responsible for a data breach! 

PCI compliance is there for your benefit! We understand PCI can be a bear each year, and depending on your processing method you may be required to complete a quarterly scan of your network to ensure there aren't any malicious software that can obtain access to card data. 

But we know that some merchants forget, or choose not to be compliant. Here are the ramifications:

  1. You'll incur a non-compliance fee. This will depend on your processing bank, but it's usually in the $25 - $45/month ballpark.
     

  2. You'll increase your risk for fraud. PCI is there to protect you. Many times, PCI actually informs merchants of breach risks, allowing them to make changes to their network or processes, thus fixing a potentially costly issue! Let PCI be a help, not a burden. But if you choose not to do it, PCI regulations can't assist you - your business is in the dark.
     

  3. You'll risk paying some HEFTY fines to the card-associations. Visa/MasterCard take fraud very seriously, and businesses routinely see 5-digit (or more!) fines for data breaches.

We're serious about saving money.

AND is dedicated to getting your processing rates as close to zero as possible. We utilize membership pricing along with cash discounting and surcharging programs to maximize savings. Let our analysts review your statements and see how much money we can put back in your pockets.