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ACH / eCheck
How much do ACH payments cost?
ACH payments are very cost effective. There are small transaction fees, but no percentage fees charged. No matter the transaction size, fees are the same.
How do I accept ACH payments?
ACH payments are accepted through a virtual terminal. Your AND gateway will include the ability to accept ACH payments, with no additional steps required.
What are the benefits of ACH payments?
The most obvious benefit is cost, as ACH payments are very inexpensive. In addition, they're not disputed as often as credit card payments, making them a safe alternative.
How is ACH different than a credit card?
The biggest difference is that ACH payments are paid in full by the customer. Credit cards give customers the ability to pay over time, and thus, carry higher costs.
What does ACH stand for?
ACH stands for "Automated Clearing House" and refers to the facility utilized between numerous banks and financial institutions to settle payments on a daily basis.
How does an ACH payment process?
ACH payments take a slightly more complicated route than credit cards. Typical funding timeframes can be 3-5 days, based on the settlement schedule of the NACHA.
Can ACH payments be disputed?
Yes, ACH payments can be disputed. However, it's typically an arduous process for the customer, and is rarely acted upon.