Reducing Rates

Utilizing zero-cost processing

Implementing either cash-discounting or surcharging programs can have a huge impact on your bottom line. The average small business saves almost $10k/year.

Utilizing fraud protection tools

Many merchants don't realize that in order to receive the lowest interchange rates in a card-not-present environment, you are required to check customer's addresses.

Getting fair processing rates

If you don't pass processing costs along to your customers, then it's vital that you're receiving the lowest possible rates. Let AND review your statements to determine savings!

Reducing interchange

Simply encourgaing your customers to pay with "cheaper" cards can have a big impact. Asking for lower-cost cards and settling your sales regularly will help reduce rates.

Encouraging debit, ACH, and cash

One of the easiest ways to reduce payment processing costs is to discourage the use of credit cards. Ask for debit, cash, or ACH payments from your customers!

Accepting level 2/3 (B2B) cards

If your business sells to other businesses, chances are that you can save significantly by processing level 2/3 data points. This is built into the AND gateway.