Image by Kelly Sikkema

Can terminals accept Apple Pay / NFC?

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Almost all modern terminals can, yes. If you see the "tap to pay" logo, then the terminal is NFC-capable. Almost all terminals produced in the past few years are able to accept NFC, but not all processors enable it by default.

Most terminals nowadays have NFC built-in, and can accept any form of contactless payment. This includes Apple Pay, Google Wallet, and Samsung Pay - among other smaller ones, too.

There are two potential limitations to NFC acceptance on a terminal:

  1. If the terminal is older or entry-level, it may lack the physical hardware necessary to accept NFC. Usually, you'll see the "wave" logo on the hardware if it has NFC capabilities.
     

  2. The merchant's processor hasn't enabled NFC in their terminal's file. Every terminal has a back-end file that's programmed to their unique business needs. Processors have the ability to enable/disable specific payment forms, and it's relatively common to have NFC disabled by default. 

AND provides training for NFC acceptance on all terminals we offer. It's easy to take an NFC payment, though - just start the sale like normal, and instead of inserting the card, let your customer place their NFC-enabled phone or card over your terminal. That's it! The sale will complete like normal.

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AND is dedicated to getting your processing rates as close to zero as possible. We utilize membership pricing along with cash discounting and surcharging programs to maximize savings. Let our analysts review your statements and see how much money we can put back in your pockets.