Image by Kelly Sikkema

(and why it's important!)

Batching is the act of closing out your day so the processing and funding of your sales can begin.

As you process sales for the day the approved sales will be put in a batch. Then, at the end of the day the batch is submitted to the acquiring bank for processing and funding to your business bank account. Batching at the end of each day is important as the time of batching will determine when you see your funding! There are cutoff times for batch submissions, and often next day funding schedules will have a differing cutoff time from other funding schedules. Missing a batch-out time can mean getting paid later! Or in a worst-case scenario, it can mean permanently losing funding for your sales. This is the "nightmare scenario" but it does happen, so we recommend batching every single day.

It is best to submit a batch every 24 hours, at a minimum! But, you may submit multiple batches in one day, as well. If you forget to submit your batch, you won't be paid until you do! So it's vital to batch daily, or at regular intervals. Most all processing solutions will have an "auto-batch" feature where it is programmed to close your batch at a specific time each day, but if preferred you may always turn this feature off.

We're serious about saving money.

AND is dedicated to getting your processing rates as close to zero as possible. We utilize membership pricing along with cash discounting and surcharging programs to maximize savings. Let our analysts review your statements and see how much money we can put back in your pockets.