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Does AND offer high-risk processing?

Yes! High risk processing can mean a lot of things, and each acquiring bank has their own ‘risk tolerances’ when reviewing an application for a merchant account.

We’ve partnered with numerous acquirers to ensure we have a place to fulfill your processing needs. Depending on the industry with which you conduct business there may be varying additional questions or documentation requirements before we can have the new merchant account approved. Naturally, we will be upfront and transparent on the steps involved. The last thing we want to do is waste your time!

The biggest concerns that can deem a business high-risk are:


  • Industries with known chargeback issues (travel, adult, credit repair)

  • Businesses with future delivery - take payment today, but delivering later

  • Owners with poor credit or bankruptcy

  • Startup businesses selling unconventional products/services

  • Firearms, live animals, alcohol, and other businesses requiring specific permits

We're serious about saving money.

AND is dedicated to getting your processing rates as close to zero as possible. We utilize membership pricing along with cash discounting and surcharging programs to maximize savings. Let our analysts review your statements and see how much money we can put back in your pockets. 

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