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What extra data do I have to input with the sale?

To process a card payment all you need is the amount, card number, and expiration date. But, to 'hit' Level 2 or 3 rates you'll need a little more information!

Remember, by using the AND gateway with automatic rate reductions, you never have to input the below data. This happens "in the background". However, if you use a traditional payment gateway to manually input level 2 or level 3 data points, then below are the requirements you should be aware of. Failure to include even a single data point will result in the transaction not qualifying for the best rates, so be sure to include everything if you manually input data.


  • Merchant Name

  • Transaction Amount

  • Tax Amount (Between 0.1% and 31% of the total amount)

  • Transaction Date

  • Customer Code or PO number

  • Merchant Zip Code


LEVEL 3 includes Level 2 data, plus

  • Ship-From Zip Code

  • Destination Zip Code

  • Invoice Number

  • Order Number

  • Item Product Code

  • Item Commodity Code

  • Item Description

  • Item Quantity

  • Item Unit of Measure

  • Item Extended Amount

  • Freight Amount

  • Duty Amount

We're serious about saving money.

AND is dedicated to getting your processing rates as close to zero as possible. We utilize membership pricing along with cash discounting and surcharging programs to maximize savings. Let our analysts review your statements and see how much money we can put back in your pockets. 

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