Image by Kelly Sikkema

How do I accept ACH payments?

ACH payments are incredibly simple with AND. You'll enter them directly into your virtual terminal, just like a credit card sale. Once you charge your customer the first time, you'll never have to re-enter their information!

AND believes that low-cost payments should be simple and easy. That's why the AND gateway allows you to enter an ACH payment in just a few quick-clicks. Once you enter the routing/account numbers, you can easily save the data so you can quickly call it up again. It's all stored securely on our servers, so you can keep your customer's data safe.

When inputting the payment, you can choose to surcharge the payment or add a convenience fee to help offset costs. You can also opt to create a recurring payment, which allows you to automatically charge your customer's bank account on an ongoing basis! You can choose the frequency and the date of the transaction with ease. 

You can even choose to send your client a "Click to Pay" invoice request, asking your client to input their own ACH information! This allows your client to pay at their convenience, while you still get to keep their data on file and charge their account based on your needs.

Once you charge your customer, you'll have a digital receipt and record of the transaction, forever. You can always locate the original sale for reference, or to share with your client.

We're serious about saving money.

AND is dedicated to getting your processing rates as close to zero as possible. We utilize membership pricing along with cash discounting and surcharging programs to maximize savings. Let our analysts review your statements and see how much money we can put back in your pockets.